When I started Rockwell Capital Group, I noticed something surprising: most small business owners aren’t struggling because their ideas aren’t good, they’re struggling because they don’t have a strong handle on their finances. I’ve met brilliant entrepreneurs with booming sales who still couldn’t explain where their money was going each month. Numbers might not be the most glamorous part of entrepreneurship, but they’re what keep the lights on and the growth consistent.

Earlier this year, Congress passed the One Big Beautiful Bill Act (OBBB), a comprehensive piece of legislation that introduces changes to business tax rates, deductions, credits, and compliance rules. For many small- and mid-sized business owners, understanding these changes is essential for effective tax planning and long-term strategy.

As founder and CEO of Rockwell Capital Group, I’ve reviewed the legislation to help clients understand how it could affect day-to-day operations. Below is a concise guide to the major provisions—so you can plan with confidence.